BackHome uses your Canadian income and credit to finance house builds, vehicle purchases, and family projects in Nigeria. No local payslip. Apply in 10 minutes.
sent from Canada to Nigeria every year
Nigerians living in Canada today
lenders bridging this financing gap
The problem
Chidi earns $92,000 a year in Calgary. He has a 760 credit score, a stable job, and has never missed a payment in his life.
TD Bank would approve a $30,000 line of credit by tomorrow. But no Nigerian bank will lend him the equivalent. He doesn't have a Nigerian payslip.
That is the gap BackHome was built to close.
How it works
No trips to a Nigerian bank. No local guarantor. No surprises.
What you're building, buying, or funding. We confirm your loan structure within 24 hours.
Your credit score, income, and employment in Canada. No Nigerian payslip. No local guarantor.
Deposited directly to your builder, dealer, or institution. Our Nigeria team verifies every vendor first.
Fixed debit from your Canadian bank every month. Every payment builds your credit file.
What we finance
Loans from $1,000 to $20,000 CAD. Terms of 12 to 36 months. Rates that reflect your Canadian credit history.
Who qualifies
For Nigerians in Canada who have built strong financial lives here and want to put that strength to work at home.
Product roadmap
We start where the gap is biggest. Every product after builds toward one account for the diaspora.
The foundation — launched
Keep more of every transfer
One account, two countries
Questions
We know trust is earned. Here's everything you need to know before you sign up.
We're launching the Canada corridor first. Join the waitlist and be first to apply.
No credit check. No commitment.